Chat with your money.
Ask questions in plain English. Get clear answers from your accounts, transactions, and receipts.
Start your 7-day free trial on web, iOS, or Android.
Turn Transactions Into Answers
How It Works
Get started in minutes on web, iOS, or Android with one account, one set of insights, and the same AI financial assistant.
Connect & Import
Securely link your accounts with Plaid, upload transaction CSVs, or snap photos, upload images, and upload PDFs of receipts and invoices.
Clean & Enrich
Our AI cleans, categorizes, and adds merchant metadata automatically.
Ask Anything
Chat with your AI coach: "Where did my grocery budget go?" or "How much could I save if I cooked at home?"
Act & Track
Pin insights to a personalized dashboard, set spend alerts, and watch your savings grow.
Ready to try Cently?
Start with 7 days free on web, iOS, or Android.
Same account, same trial, your choice of platform.
Bank-Grade Security
Protected by enterprise-level security infrastructure with industry-standard certifications. Your financial data is secured using the same standards trusted by Fortune 500 companies.
Systems and Organization Controls 2 Type II compliance, audited annually to ensure security, availability, processing integrity, confidentiality, and privacy.
TLS in transit and AES-256 encryption at rest, ensuring maximum security.
Row Level Security (RLS) and granular user permissions ensure you only access your own financial data.
Our Security Principles
Data Transparency
Complete visibility into how your data is handled and stored.
Secure Infrastructure
Enterprise-grade security controls and monitoring.
Access Control
Role-based access controls
True Data Deletion
When you delete your data, it is permanently removed from our systems - not just hidden or archived.
SOC 2 Type II certified infrastructure • Annual security audits • 24/7 monitoring • Incident response protocols • True data deletion on user request
From the blog
Product notes, behind-the-scenes decisions, and practical ways to stay on top of your finances.
Alerts and budgets that show up before it’s too late
Budgets only work when they reach you at the right moment. Learn how Cently helps you catch overspending early with pacing alerts, projections, and simple category budgets.
All Your Finances in One AI-Powered Dashboard
Start your 7-day free trial on web, iOS, or Android.
$96/year when billed monthly
- Customizable Dashboard
- AI Financial Assistant (helpful insights)
- Predictive Analytics & Cash-flow Forecasts
- Unlimited Transactions, Banks & Cards
Web, iOS, and Android trials include 7 days free.
Choose the option that works best for you.