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See Where Your Money Goes And What To Do Next

Cently turns your transactions into clear answers and simple actions.

7-day free trial • No credit card required • Cancel anytime

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SOC-2 Certified
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Turn Transactions Into Answers

Smart Account Sync
Connect in minutes via Plaid or upload CSVs. Your transactions keep flowing, so insights never go stale.
Item-Level Receipt & Invoice Parsing
Snap a photo or upload a PDF. Cently extracts every line item and links it to the right transaction for tax‑ready records.
AI Finance Chat
Ask anything like, “Where did my grocery budget go?” and get instant answers with charts and clear next steps.
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How It Works

Get started in minutes on the web or on iPhone with one account, one set of insights, and the same AI-powered financial assistant.

Connect & Import

Securely link your accounts with Plaid, upload transaction CSVs, or snap photos, upload images, and upload PDFs of receipts and invoices.

Clean & Enrich

Our AI cleans, categorizes, and adds merchant metadata automatically.

Ask Anything

Chat with your AI coach: "Where did my grocery budget go?" or "How much could I save if I cooked at home?"

Act & Track

Pin insights to a personalized dashboard, set spend alerts, and watch your savings grow.

Ready to Transform Your Finances?

Join other users who are taking control of their financial future with Cently.

Start your 7-day free trial in one click. No credit card needed.

Bank-Grade Security

Protected by enterprise-level security infrastructure with industry-standard certifications. Your financial data is secured using the same standards trusted by Fortune 500 companies.

SOC 2 Type II

Systems and Organization Controls 2 Type II compliance, audited annually to ensure security, availability, processing integrity, confidentiality, and privacy.

Data Encryption

TLS 256-bit encryption for data in transit and AES-256 encryption for data at rest, ensuring maximum security.

Role-Based Access

Row Level Security (RLS) and granular user permissions ensure you only access your own financial data.

Our Security Principles

Data Transparency

Complete visibility into how your data is handled and stored.

Secure Infrastructure

Enterprise-grade security controls and monitoring.

Access Control

Role-based access controls

True Data Deletion

When you delete your data, it is permanently removed from our systems - not just hidden or archived.

SOC 2 Type II certified infrastructure • Annual security audits • 24/7 monitoring • Incident response protocols • True data deletion on user request

What Users Say

“Cently finally showed me where my money actually goes. The charts in chat are a game changer.”

Sarah • NYC

“I uploaded my receipts and had tax‑ready records in minutes. No more spreadsheets.”

Raj • Austin

“It told me which subscriptions to cut and how much I'd save. I kept it pinned to my dashboard.”

Mia • Seattle

From the blog

Product notes, behind-the-scenes decisions, and practical ways to stay on top of your finances.

Alerts and budgets that show up before it’s too late

May 14, 2026

Budgets only work when they reach you at the right moment. Learn how Cently helps you catch overspending early with pacing alerts, projections, and simple category budgets.

Frequently Asked Questions

You get full access for 7 days. No credit card required. Cancel anytime in one click.

All Your Finances in One AI-Powered Dashboard

7-day free trial on the web and in the iOS app • One click to start • Cancel anytime

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Cently Pro
No credit card required, cancel any time.
7-Day Free Trial
$7.99/ month

$96/year when billed monthly

  • Customizable Dashboard
  • AI Financial Assistant (helpful insights)
  • Predictive Analytics & Cash-flow Forecasts
  • Unlimited Transactions, Banks & Cards
Secure payment • SSL encrypted
All major cards accepted
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Join 1,000+ users managing their finances smarter

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SOC-2 Certified
256-bit Encryption
Stripe Payments