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Chat with your money.

Ask questions in plain English. Get clear answers from your accounts, transactions, and receipts.

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AES-256 Encryption
SOC 2 Type II
Powered by Plaid & Stripe

Watch Your Money Make Sense

See it in action, then pick the moment that matters most to you.

+ 7 more features

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Bank-Grade Security

Your financial data is protected by the same standards trusted by Fortune 500 companies.

SOC 2 Type II
256-bit Encryption
Role-Based Access
True Data Deletion

From the blog

Product notes, behind-the-scenes decisions, and practical ways to stay on top of your finances.

Alerts and budgets that show up before it’s too late

May 14, 2026

Budgets only work when they reach you at the right moment. Learn how Cently helps you catch overspending early with pacing alerts, projections, and simple category budgets.

One subscription. Every account, explained.

Try everything free for 7 days on web, iOS, or Android.

Cently Pro
One plan with everything included. Works on web, iOS, and Android.
7-Day Free Trial
$6.67/ month

$79.99/year (2 months free)

$96/year at monthly rate

  • Ask any question about your money, get answers in seconds
  • Link every bank, card, and manual account in seconds, secured by Plaid
  • Snap a photo of a receipt, and Cently matches it to the transaction for you
  • Get an alert before you go over budget, not after
See everything included
Bank connections secured by Plaid
We never see or store your bank credentials
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SOC 2 Type II
256-bit Encryption
Stripe Payments

Frequently Asked Questions

You can start a 7-day trial on web, iOS, or Android. Web billing runs through Cently. App billing runs through the App Store or Google Play.