Powerful Features for Smart Finance

Discover how Cently's AI-powered features help you understand, manage, and optimize your finances on web, iOS, or Android.

AI Finance Chat

Ask real questions about your money and get clear answers you can act on.

See streaming answers with built-in charts

Ask follow-up questions in the same thread

Pin useful answers to your dashboard

Turn raw transactions into clear next steps

Receipts Explorer

Browse extracted receipts, inspect line items, and trace matches to transactions.

Snap photos or upload image and PDF receipts

Extract every item, total, and merchant detail

Auto-match receipts to the right transaction

Keep records organized for taxes and audits

Receipt Editing

Adjust parsed receipt data when needed so your records stay accurate.

Edit line items, totals, and categories

Fix edge cases in seconds

Save cleaner data for reports and budgeting

Preserve an audit-friendly history

Camera Receipt Capture

Add receipts directly from your phone camera and keep your records current while you shop.

Capture receipts without leaving the app

Preview and confirm before upload

Send new receipts straight into your receipt workflow

Reduce lag between spending and tracking

Plaid Account Linking

Connect bank and card accounts quickly with a secure Plaid flow.

Link multiple institutions in minutes

Sync transactions automatically

Use one account across web, iOS, and Android

Keep balances and spending up to date

CSV Import

Import transactions from institutions that are not connected through Plaid.

Upload standard CSV exports

Map data into your transaction history

Blend imported and linked account activity

Keep historical records in one place

Transaction Explorer

Review every transaction in one place with filters and detail views.

Search and filter by merchant, date, and amount

Open transaction details instantly

See linked receipt and account context

Track trends without spreadsheet work

Budget Tracking

Monitor monthly spending by category and stay on pace all month long.

Set budgets for the categories you care about

Watch progress in real time

See projected overages before month end

Adjust quickly when plans change

Budget Alerts

Get notified before spending drifts so you can course-correct early.

Enable pacing and projected overspend alerts

Receive notifications on your mobile device

Jump from alert to the relevant budget view

Catch issues before they become surprises

Accounts and Settings

Manage linked and manual accounts, preferences, and profile details in one place.

Review linked institutions and account status

Add and manage manual accounts

Control alerts and preferences

Keep your setup clean as your finances evolve

Enterprise-Grade Security

Your financial data is protected by the same security standards trusted by Fortune 500 companies.

SOC 2 Type II Certified

Audited annually by independent third parties to ensure the highest security standards.

256-bit Encryption

Your data is encrypted using AES-256 at rest and TLS 1.3 in transit - the same standard used by banks.

Privacy by Design

We never sell your data. Your financial information remains private and is used only to provide you with insights.

True Data Deletion

When you delete your data, it is permanently removed from our systems - not just hidden or archived.

Ready to try Cently?

Start with 7 days free on web, iOS, or Android.

Start on web

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