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Cently vs Mint: a practical Mint alternative

If you used Mint and need a replacement, you probably want one place to track spending without rebuilding your workflow from scratch.

Cently gives you linked accounts, budget tracking, receipt parsing, and AI chat so you can ask clear questions about your spending and get next steps.

Feature comparison

FeatureCentlyMint
Account aggregationPlaid linking plus CSV import for unsupported institutionsMint service ended, so active account syncing is unavailable
Ask questions about your moneyBuilt-in AI finance chat with follow-up contextNo active product experience
Receipt workflowsUpload or capture receipts with parsed line itemsNo active product experience
PlatformsWeb, iOS, and AndroidNo active product experience

Why people switch to Cently

  • You can ask natural questions like "Where did dining spike this month?" and get clear answers fast.
  • You can tie receipts directly to transactions to keep records clean for reimbursements and taxes.
  • You can use the same account on web, iOS, and Android instead of being locked to one device.

FAQ

Is Cently a good Mint replacement?

Cently is built for people who want automatic tracking plus guided insights. You get linked accounts, budgeting, receipts, and AI chat in one workflow.

Can I move to Cently if my old budgeting data was in Mint?

Yes. You can reconnect institutions through Plaid and use CSV import to bring in historical data where needed.

Does Cently work on mobile and desktop?

Yes. Cently works on web, iOS, and Android with one account.

Ready to test Cently with your own data?

Start with a 7-day free trial on web, iOS, or Android.